Financing Software

The constant-amortization engine your finance team can use every day.

Gin Finance calculates amortization schedules, executive KPIs, and financing scenarios in seconds — the same methodology used by banks and Big 4 firms, ready to put in front of your own clients.

SAC
Constant Amortization Schedule
USD
Global pricing
12 months
Maximum term per contract
Live Demo

SAC Simulator

Demo Mode
in %, applied per period
Contract valid for up to 12 months
used to calculate the real (inflation-adjusted) cost
Total Interest—
Total Cost (Nominal)—
1st Installment—
Total Cost (Real, inflation-adjusted)—
PeriodOpening BalanceInterestPrincipalPayment

Full schedule, export, and history are only available with an active license.

Unlock Full Schedule
How It Works

From data entry to signed contract.

Three steps — no loose spreadsheets, no broken formulas.

01 — Input

Enter the financing details

Amount, interest rate, term, and frequency. The system validates the contract limits automatically.

02 — Calculation

The engine builds the SAC schedule

Outstanding balance, interest, principal, and payment calculated period by period, with no manual work.

03 — Delivery

Export and share with your client

Executive dashboard, charts, and a protected Excel file, ready to present or print.

Features

Built like a banking tool, not a loose spreadsheet.

Automated SAC Engine

Amortization schedule recalculates instantly with every input, with built-in term validation.

Executive Dashboard

Key figures — total interest, total contract cost, payment reduction — presented like a Big 4 report.

Scenario Simulator

Compare alternative financing proposals side by side before closing a deal.

Protected Excel Deliverable

Locked .xlsx file with auditable formulas — only the input fields are editable by the client.

Per-Client Licensing

Each license has its own validity period and activation key, managed by Contabilístico / CARCOAUDIT.

Multi-Currency Ready

Built to price in USD for global clients, with native Kwanza support for the Angolan market.

Testimonials

What early users say.

⚠ Placeholder — swap in real customer testimonials as soon as you have them. One genuine testimonial beats three made-up ones.

"[Real customer testimonial here — what changed in their day-to-day work.]"

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Client Name
Role · Company

"[Real customer testimonial here — what changed in their day-to-day work.]"

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Client Name
Role · Company

"[Real customer testimonial here — what changed in their day-to-day work.]"

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Client Name
Role · Company
Software — International Pricing

One license, one financing contract.

Limited-time launch offer — grab it before it's gone.

Batch 1 · 50 licenses 0 of 50 sold
🔥 Launch Special — Lite from $1 · Full Edition $5 for 6 months
Special Offer
Gin Finance Full Edition
$79 $5 / 6 months
  • All 8 modules included
  • Scenario Simulator & Investment Analysis
  • Terms up to 12 months
  • 1 protected Excel deliverable
Get Full Edition — $5
Gin Finance App
$29 / license
  • Full web app — no installation
  • All modules + Excel export
  • Company/User login, PT/EN toggle
Get Gin Finance App — $29

Already purchased? Activate your license below. Payment and key delivery are processed automatically at checkout.

Software — Local Payment (Angola)

Local Payment in Kwanza

After payment, send proof of payment via WhatsApp or the form below to receive your access.

Gin Finance Lite
5.000 Kz
  • — 1 activation key
  • — Cover, Inputs, SAC Engine & Dashboard
  • — Terms up to 6 months
Buy Lite — 5.000 Kz Send Proof of Payment
Gin Finance Full Edition
19.500 Kz
  • — All 8 modules included
  • — Scenario Simulator & Investment Analysis
  • — Terms up to 12 months
Buy Full Edition — 19.500 Kz Send Proof of Payment
Gin Finance App
49.000 Kz
  • — Full web app, no installation
  • — All modules + Excel export
  • — Company/User login, PT/EN
Buy Web — 49.000 Kz Send Proof of Payment
Multicaixa Express
935 915 244
Bank Transfer (IBAN)
Account holder: Gerson João Carcoqueira de Sousa
IBAN: AO06 0060 0131 0100 1129 2615 8
Bank: Standard Bank Angola (SBICAOLU)
Kwik
Same IBAN above:
AO06 0060 0131 0100 1129 2615 8
I'd rather send it via WhatsApp
— or —

Consulting

Accounting & Finance Consulting

Independent consultant services — management reports, bank reconciliation, and financial analysis for Angolan businesses.

Gin Finance logo
Consultor Independente
Contabilidade & Finanças
Relatórios de gestão · Reconciliação bancária · Análise financeira
Management & Accounts Report
Small business (up to 100 entries)
350.000 Kz
Buy — 350,000 Kz
Management & Accounts Report
Medium business (above 200 entries)
800.000 Kz
Buy — 800,000 Kz
Bank Reconciliation
350.000 Kz
Buy — 350,000 Kz
Economic & Financial Analysis & Investment Plans
Price on request

Fill in the form below for a quote

Buy / Request Quote Email Consultation WhatsApp Consultation

View payment details

Consultation

Request a consultation

Fill in your details below and send your request via WhatsApp or email.

If your email app doesn't open, write directly to suporte@carcopay.xyz —

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Reconciliação Bancária em 3 Níveis
Sem o falso "100% reconciliado" de outras ferramentas
1
Movimentos
Bancários vs. contabilísticos, item a item
2
Saldos
Saldo final transportado como abertura seguinte
3
Estado Final
Relatório auditável, pronto para revisão
Gin Reconcile — real dashboard screenshot
Gin Reconcile
$70 / year
  • Annual license, international
Buy Now
Gin Reconcile
99.000 Kz / year
  • Annual license, local payment
Buy Now — Local Payment Send Proof of Payment View payment details
Miladira — Event Hall & Lodging

Weddings, corporate events, and training

Engagement requests, corporate events and training are handled directly via WhatsApp.

Lodging Services

Room service and personalized assistance

Daily room service at the Miladira guesthouse.

Diverse Sales

Complete Event Hall Structure Sale

Event hall — LOVE setup Event hall — wide view Event hall — table setup Event hall — round tables Restaurant kitchen Guesthouse bathroom Guesthouse corridor Street view from the building
Event hall, guesthouse and restaurant — full structure
Zango 1, next to Hospital do Zango 1
850.000.000 Kz
Guesthouse & restaurant rental — Miladira
Zango 1, next to Hospital do Zango 1
1.300.000 Kz / month
Local Payment (Angola)

Payment Details

After payment, send proof of payment via WhatsApp to confirm and receive your service/access.

Multicaixa Express
935 915 244
Bank Transfer (IBAN)
Account holder: Gerson João Carcoqueira de Sousa
IBAN: AO06 0060 0131 0100 1129 2615 8
Bank: Standard Bank Angola (SBICAOLU)
Kwik
Same IBAN above:
AO06 0060 0131 0100 1129 2615 8
Send proof of payment via WhatsApp
Activation

Already purchased your license?

Enter the key you received by email right after checkout to unlock the full schedule, export, and scenario simulator in your browser.